Beyond the price tag sits the 諸費用 (shohiyō) — the agent fee, registration and acquisition taxes, the scrivener, stamp duty, and loan fees. This tool estimates the whole stack for your situation, with every tax reduction shown with its legal expiry date. It's transaction-cost math only — it never tells you what you can afford or whether to buy.
Good to know up front: foreigners can own property in Japan with no restriction — nationality and visa status don't limit ownership. Status affects your access to a mortgage, not your right to buy. More on that here.
Property price
The agreed purchase price, in yen.
New or used?
New build (新築)
Used (中古)
Property type
Drives the land/building split we use to estimate the assessed value.
Mansion (マンション)
Detached (戸建て)
Buying through…
Buying a new home directly from the developer means no agent fee. Used homes are almost always via a brokerage.
A brokerage (仲介)
Developer-direct (new only)
Paying by…
Loan (住宅ローン)
Cash
Loan amount
Leave blank to assume ~90% of price.
Loan fee structure
保証料型 (megabank-typical) vs 事務手数料型 (net-bank-typical). Both end up around 2% of the loan; the calculator shows the difference.